Fixes config load error since newer versions of neomutt don't allow `crypt_use_gpgme` to be loaded dynamically (from folder hooks)
When smtps is used as a protocol, neomutt expects TLS but will if STARTTLS should be used. When using STARTTLS, smtp has to be used as protocol and `ssl_force_tls` is set. See <https://neomutt.org/guide/optionalfeatures#2-1-%C2%A0starttls>.